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Supported Payment Methods for Mint Protect

The Mint Protect waiver agreement applies to card payments, as long as the card scheme supports chargebacks. It does not apply to non-card payment methods.

Which card schemes you can accept depends on the payment facility you use, the region you operate in, and your commercial agreement – see this article for more information about payment facilities and Mint Protect.

Card Payments

  Region
Card Scheme AU NZ UK
Visa ✓ ✓ ✓
Mastercard ✓ ✓ ✓
American Express ✓* ✓* ✓*
eftpos (AU) ✓ N/A N/A
JCB ✓ ✓ ✓
Diners N/A N/A ✓
Discover N/A N/A ✓
UnionPay N/A N/A ✓

* Payments processed with a separate Amex agreement via our gateway service are not eligible.

American Express

American Express through Mint

When you process American Express directly through Mint, the Mint Protect waiver may apply to eligible transactions.

BYO American Express Agreement (Gateway processing)

The Mint Protect waiver does not apply to American Express payments when you use your own Amex agreement and process them through our gateway — for example, if you want to accept Amex Pay with Points or use your own Amex rate. In this setup, Mint isn't notified about chargebacks, so the Mint Protect waiver cannot be applied.

See this article for more details about the chargeback management process for Mint Protect.

Apple & Google Pay

Apple Pay and Google Pay payments are considered card payments for Mint Protect, as long as they use one of the supported card schemes.

Other payment methods

Mint Protect does not include any other payment methods, such as:

  • Bank transfers
    • PayID (AU)
    • POLi (NZ)
    • Pay by Bank (UK)
  • Zip

Payment methods may be added or removed in line with the Mint Protect terms & conditions.